Hide this

Results from Google Books

Click on a thumbnail to go to Google Books.

The Total Money Makeover: A Proven Plan for…

The Total Money Makeover: A Proven Plan for Financial Fitness (2003)

by Dave Ramsey

MembersReviewsPopularityAverage ratingMentions
1,941423,516 (4.25)24



Sign up for LibraryThing to find out whether you'll like this book.

No current Talk conversations about this book.

» See also 24 mentions

Showing 1-5 of 41 (next | show all)
If you can tolerate the hyped-up, over-excited style, this book can offer good advice. I plan to review two things, for example: my emergency fund and the potential tax savings for long-term investments. ( )
  valdanylchuk | Aug 26, 2015 |
Wow! This has actually changed my life more than anything... I'm finally in control of my finances, TOTALLY. No more worries. I've been on the plan and taking care of things for 2 years now, and I can't imagine ever going back to financial chaos. I'm choosing financial independence!

Recommended to anyone who....has money, uses money, or needs money. ( )
  engpunk77 | Aug 10, 2015 |
it seems like forever since i've read anything let alone for the joy of reading. not that this qualifies as "joy of reading" material.
a good book, straight-forward, unpretentious and inspiring.

i'm hooked, my husband and i are on dave's plan and will hopefully be debt-free soon.
( )
  mkclane | Jul 31, 2015 |
Wonderful book..
Book filled with Principles of good old methods and a very very Strong Commonsense
Absolutely loved and enjoyed thoroughly reading the book..

Have to apply ..

After reading the book ....and a little bit of just analyzing what i had learnt ....did come one of my Eureka Moments...
I think the personal finance system can be classified as follows

Step - 1: Dave Ramsey's Principles --- SAVE
Step - 2: Ramit Sethi --- AUTOMATE / ACCUMULATE
Step - 3 : Robert Kiyosaki --- INVEST

WOW.....Its Amazing...
Planning for the second read ...
( )
  Dr.N | Aug 4, 2014 |
I can easily make this review sound full of quasi-religious fervor, although I will try to hold myself back. This book has been in my hands for about a year, sitting by my favorite chair, ignored. I'm not sure why I picked it up early this week out of the many choices I had, but apparently the time was right for it to make sense and change my approach to money.

Listen, there is nothing new here. Budget, have an emergency buffer, pay off your debts, invest. I mean, you knew all this, right? Certainly I did, at least intellectually, Somehow Dave made it all seem possible. Not easy,, but possible. Lots of personal stories, both his own and from others who have used his program, enforced the "yes you can" message. I know I feel more comfortable with a new, reasonable budget in place, and no longer have to guess when the inevitable "can we afford to..." question arises. I hope that if I re-read this review in a year, I still feel as passionate. ( )
  wareagle78 | Jun 1, 2014 |
Showing 1-5 of 41 (next | show all)
The bedrock of his system is simple: work hard, pay what you owe and stay out of debt. His main commandment is "Pay cash." He first exhorts the reader to take "baby steps," which are designed to build on each other: first, save $1,000 as an emergency fund; then, pay off all debts from smallest to largest; save a larger three-to-six-month emergency fund; finally, start to save for college and pay off your home mortgage. Ramsey understands the difficulty in putting these steps into action, and therefore packs his book with personal testimonials from everyday people who have used his system and have become debt free, with obvious struggles.
You must log in to edit Common Knowledge data.
For more help see the Common Knowledge help page.
Series (with order)
Canonical title
Original title
Alternative titles
Original publication date
Important places
Important events
Related movies
Awards and honors
First words
"As lost as a ball in tall weeds!" That is exactly how I felt.
Last words
Disambiguation notice
Publisher's editors
Publisher series
Original language

References to this work on external resources.

Wikipedia in English (2)

Book description
Haiku summary

Amazon.com Product Description (ISBN 0785289089, Hardcover)

The success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health.

Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!"

The Total Money Makeover isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you.

(retrieved from Amazon Thu, 12 Mar 2015 18:24:01 -0400)

(see all 5 descriptions)

A strategy for changing attitudes about personal finances covers such topics as getting out of debt, the dangers of cash advances, and keeping spending within income limits.

» see all 5 descriptions

Quick Links

Swap Ebooks Audio
2 avail.
971 wanted
6 pay10 pay

Popular covers


Average: (4.25)
1 1
2 7
2.5 3
3 46
3.5 8
4 117
4.5 9
5 154


An edition of this book was published by Audible.com.

See editions

Is this you?

Become a LibraryThing Author.


Help/FAQs | About | Privacy/Terms | Blog | Store | Contact | LibraryThing.com | APIs | WikiThing | Common Knowledge | Legacy Libraries | Early Reviewers | 103,051,841 books! | Top bar: Always visible