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If You Made a Million by David M. Schwartz
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If You Made a Million (1989)

by David M. Schwartz

Other authors: Steven Kellogg (Illustrator)

Series: Million by Schwartz

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This book tries to put an the abstract concept of a million dollars into a concrete perspective. It starts with showing the concept of money in equivalent money terms such as 2 dimes and 1 nickel is the same as a quarter. It progresses into much more abstract terms such as interest, mortgages and paying with a check.

While the illustrations and concepts in the beginning are very elementary, the concepts become too abstract. The skill level of this book is too broad to make sense to be in the same book. I like the concept but think it should be 2 separate books. One on the concept of a million dollars and one covering interest, loans and checking accounts.

The concepts in this book are too broad to be effectively used in a classroom as part of any lesson. It would be nice to have on hand to use a couple of pages to cover certain concepts and for students to flip through during reading time to get what they may get out of it. ( )
  Sandra_Loya | Jan 26, 2013 |
Here we have a book about money that no child will ever want to read. Schwartz tries to do too much here. Are we counting to a million dollars here, exploring money equivalency, or learning how to accumulate interest in a savings account? I started with a penny and now I'm writing a $1000 check for a hippo and making a down payment on a castle. Make it stop! An unsuccessful mix of real-world money matters and fantasy spending will leave students disoriented. ( )
  mrcmyoung | Nov 28, 2011 |
A child friendly story about money. Shows that people work for money. Money is in the form of coins or dollars. You can spend money or better yet save it so then it can build interest. This would be a great book to use to show kids the benefits of saving. I love how it in perspective of how much a million would be in terms of height. Really interesting with funny illustrations. ( )
  mmwrigh3 | Sep 26, 2011 |
This is a good book to use for a math lesson on money. It has different math concepts in it. It shows kids how money works and different ways to increase the value.
  jesaltman | Sep 11, 2011 |
Retelling: People do work to earn money. The money they earn comes in coins or dollars. They can spend the money or put it in a bank that will pay them interest. They can borrow money from the bank and pay the bank interest.

Thoughts and Feelings: If I had a million dollars, I would buy each of my students an i-pad so they could use it in the classroom to learn. What a great way to learn personal finance!
  Ms.Penniman | Aug 18, 2011 |
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Author nameRoleType of authorWork?Status
Schwartz, David M.primary authorall editionsconfirmed
Kellogg, StevenIllustratorsecondary authorall editionsconfirmed
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Book description
This book can be used while teaching a math lesson on the concepts of Money and American currency.
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Amazon.com Amazon.com Review (ISBN 0688136346, Paperback)

Author David M. Schwartz and illustrator Steven Kellogg, who teamed up for the jubilant How Much Is a Million, have returned to the subject of money in If You Made a Million. Marvelosissimo the Mathematical Magician and his team of cheerful kids (and their multitude of animal friends) wield dusters, brooms, plungers, shovels, and cement as they take on feeding fish, dusting ducks, painting pots, transplanting trees, building bridges, and babysitting ogres. For each job, they'll be paid an appropriate amount of money. But soon the questions arise--what does that much money look like, and how can it be spent, saved, or used to pay off a loan?

"One dollar is worth as much as FOUR QUARTERS or TEN DIMES or TWENTY NICKELS or ONE HUNDRED PENNIES," Marvelosissimo explains, and we witness all the coins, crowding the page. How many and how high a stack is $100 in pennies? Ten thousand of them, in a stack 50-feet high, teeter precariously near a phenomenal airport where the gates are reached via tightrope. Next, Marvelosissimo takes readers to the Bank--a huge edifice complete with red carpets, carved slogans ("Save" and "Be Wise"), and frog attendants--where he explains the concepts of interest and bank loans. Grown-up text brings up the rear of the book, providing additional information on banks, interest and compound interest, checking accounts, loans, and income tax. Throughout, Kellogg's illustrations--highly detailed with silly objects, people, and animals--will keep kids' attention, but the pictures never detract from Schwartz's message that "enjoying your work is more important than money," and "making money means making choices." (Ages 4 to 8) --Ericka Lutz

(retrieved from Amazon Tue, 19 Apr 2011 10:05:39 -0400)

(see all 4 descriptions)

Describes the various forms which money can take, including coins, paper money, and personal checks, and how it can be used to make purchases, pay off loans, or build interest in the bank.

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