Considering Bach has another book out on going green, he should have nixed this workbook and saved some trees. After all, who really needs 200 pages to reiterate a simple message from the main book? We get it: go automatic. Set up a direct deposit. Pay yourself first by directing percentages of your paycheck to checking and a retirement fund. Use online free bill pay. That's the book and workbook in 4 sentences.

The appeal of the workbook was the "personalized plan" it offers, but all of those worksheets and checklists could have just been added to the main book, offered as an external website link. The rest of it are anecdotes of how he discovered the Latte factor and gray success story boxes, which didn't really help me personally. Maybe they were there for motivation, but I expected to get to the nitty gritty when I checked out this workbook. Cut out the fru-fru and tell me what I have to get done to get where I want to be financially. In short, give me the "plan", but there is no set plan. The main goal of the workbook was self-discovery, trying to figure out where you are currently and what you are going to do about it. 200 pages is a bit to sort through just to make the realization that it's all about nothing but common sense.

But then again, common sense is not always common practice, right? ( )