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The Origins of the Ownership Society: How…

The Origins of the Ownership Society: How the Defined Contribution…

by Edward A. Zelinsky

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"The Origins of the Ownership Society is a helpful book for lawyers, public policy specialists, and anyone concerned about the financial future of the Baby Boom generation and its children. As Baby Boomers plan for their retirements, finance their children's educations, and provide for their families' medical expenses, they confront a fundamental reality: America today is a defined contribution society, and Americans save for retirement, health care, and education savings through IRAs, 401(k) accounts, 529 programs, FSAs, HRAs, HSAs, and other individual accounts that did not exist a generation ago. The emergence of these accounts has been a revolution which has, step-by-step, without fanfare, cumulatively transformed tax and social policy in fundamental ways." "Professor Zelinsky gives a detailed description of the defined contribution revolution, its causes and its implications. For lawyers, Zelinsky provides useful insights into the network of individual accounts that are now central features of the U.S. income tax for retirement, medical and health savings. The book provides Baby Boomers with the guidance they need to plan for their retirements, educate their offspring, and prepare for the medical costs of their older years. The defined contribution format will, for good or for ill, be the framework governing the Baby Boomers' choices. The Origins of the Ownership Society explains where we are, how and why we got there, and what our options are for the future."--Jacket.… (more)

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