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Building Assets, Building Credit: Creating…
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Building Assets, Building Credit: Creating Wealth in Low-income…

by Nicolas P. Retsinas

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Amazon.com Product Description (ISBN 0815774095, Paperback)

Today, more low-income Americans have greater access to credit than ever before, thanks in large part to the growth of global capital markets and liberal use of credit scores. But not all have benefited equally from the opened spigots. Some are overpaying for mortgage credit, others are getting in over their heads, and some have become the victims of predatory lenders. In this volume, noted analysts examine how low-income families can continue to participate in the American dream of homeownership, building up assets and equity along the way, and what businesses and government can do to ensure that low-income families succeed in homeownership.

(retrieved from Amazon Thu, 12 Mar 2015 18:25:07 -0400)

"Examines the path from basic banking services to creditmaking decisions to mortgage lending that can give low-income individuals and communities the opportunity to build assets through credit, highlighting the need for transparency in the subprime market, buyer education, and borrower safeguards"--Provided by publisher.… (more)

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