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Investing in Human Capital: A Capital Markets Approach to Student Funding
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Amazon.com Product Description (ISBN 0521828406, Hardcover)This study recommends employing "human capital contracts" wherein students agree to pay a percentage of their income over time in exchange for funds to finance their education. The main difference between "human capital contracts" and loans is the variable value of the payments students make during the repayment period. Their financial consequences, of risk transfer from students to investors and increased information regarding future graduates' earnings, make the contracts an attractive alternative in funding higher education.
(retrieved from Amazon Thu, 12 Mar 2015 18:24:28 -0400)
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