Topics that makes me Want to go SMASH

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Topics that makes me Want to go SMASH

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1mellymel171328
Edited: Jan 21, 2011, 1:30pm

Nevermind, banks just get annoying sometimes...

(Edit because I guess I was being childish.)

2AnnieMod
Jan 21, 2011, 1:13pm

Welcome in the real world I guess - overdraft fees had been a mess lately.

I never touch any money from my account until I see the deposit clearing. I do no rely on "it is in and it clears immediately" - unless I see it cleared, I do not expect to be able to use the money - even if in a lot of cases you might be able to.

3mellymel171328
Jan 21, 2011, 1:27pm

I understand the real world, I have dealt with money for years. I have never had this problem before and I honestly just wanted to throw a fit, perhaps it was childish of me but it just made me angry.

4AnnieMod
Jan 21, 2011, 1:32pm

I know, I know :)

I am just saying that banks just seem to be uhm... enforcing some rules that make overdraft fees more likely... So I am just extra careful :)

5gordon361
Jan 21, 2011, 1:35pm

How come when I deposit my paycheck Friday afternoon it doesn't post (not clear, just post) until Monday but when I use my debit card to buy gas on Sunday morning it's deducted from my account by the time I get home?

6hailelib
Jan 21, 2011, 1:50pm

The bit of "float" still in bank accounts is nearly always to the bank's advantage.

7mellymel171328
Jan 21, 2011, 5:02pm

A check takes several days to process but money is SUPPOSE to be an instant transfer. Yes all the little loop holes is usually in the banks favor.

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