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Got money? : enjoy it! manage it! even save some of it! : financial advice for your twenties and thirties

by Jeff Wuorio

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314,118,705 (4)2
Geological processes affect the earth itself and human society. Solutions to geological problems, whether natural or man-made, demand close international collaboration. This book presents new approaches to current problems of environmental assessment, demonstrates the interactions between those involved in addressing global problems, and represents a means for the education of others. The book focuses on four major themes: geoenvironmental models, GIS methods and techniques, assessment and resource management, and resource policies and sustainable development. The major topics falling under each theme are introduced, followed by discussions of specific applications. Reports of the discussions of working groups are also presented to round out the individual contributions. The disciplines represented include geology, geophysics, geochemistry, remote sensing, economics, biology, mining engineering, resource analysis, mathematics and statistics.… (more)
Recently added bybell7, gravitythread
555HiLi (1) 600MS (1) adult (1) finances (1) non-fiction (1)
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Jeff Wuorio, a former journalist and a writer of magazine and online publications regarding money and personal finance, breaks down the basics of finances - covering everything from debt, buying a first house, investing, and taxes - specifically for those in their 20s and 30s just starting out in the world of personal finances.

I'm fairly good about budgeting carefully and saving my money, but the truth is I could use a bit of brushing up on finances in general, especially investing beyond just a savings and checking account. First off, I have to point out that this book was published in 1999 and some elements are dated. Basically, I ignored any example with actual numbers, knowing that just about everything has changed. The Internet was just getting off its feet, so some of the websites he mentions (www. bankrate.com) still exist and others have moved (it's irs.gov, not irs.ustreas.gov though I suppose there might be a redirect). Some of the specifics need to be taken with a grain of salt or simply ignored, knowing for example that home loans from Fannie Mae/Freddie Mac have changed substantially, health insurance law is completely different from when he was writing, and filing online taxes is much more mainstream than it was 16 years ago.

That being said, there's a wealth of pretty solid financial information in there, and I found it readable and interesting (!) and became pretty excited about my financial possibilities now that I've paid off my student debt and am looking to save towards the down payment on a house. His approach gives you his opinion, but also gives you an array of options and the caveat that you need to decide what works for you, your lifestyle, and what you're saving towards. I feel pretty confident about my decisions lately and have some "next steps" to look into, such as money market accounts, and wouldn't have had the vocabulary to know what I was researching without the book. Smooth reading and practical application made this a great starting point for me to start looking into more specifics when it comes to my finances. ( )
  bell7 | Jun 30, 2015 |
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Geological processes affect the earth itself and human society. Solutions to geological problems, whether natural or man-made, demand close international collaboration. This book presents new approaches to current problems of environmental assessment, demonstrates the interactions between those involved in addressing global problems, and represents a means for the education of others. The book focuses on four major themes: geoenvironmental models, GIS methods and techniques, assessment and resource management, and resource policies and sustainable development. The major topics falling under each theme are introduced, followed by discussions of specific applications. Reports of the discussions of working groups are also presented to round out the individual contributions. The disciplines represented include geology, geophysics, geochemistry, remote sensing, economics, biology, mining engineering, resource analysis, mathematics and statistics.

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