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After her fiancé penned a "Dear Katie" letter, Kate Stillman vowed she'd never give a man more than one night. Free from emotional entanglements, she's had some hot one-night stands, her heart has stayed off-limits and her photography career has skyrocketed. It's the perfect plan until a Miami getaway brings her face-to-face with Peter Barrett. Hunky rocker Peter has been pursuing Katie from afar ever since she photographed his band. In the flesh, it's clear it was more than flirtation. Katie gives in to their sizzling chemistry, thinking Peter will appreciate her one-night rule. Instead, he balks and extends an invitation for a second night of pure abandon, an offer too tempting to refuse. When they part, Katie realizes her rule protected her heart only too well. Time away from Peter leaves her wanting him more. Every steamy late-night phone call makes her wonder if she can love again. But when Peter returns and her trust is tested, Katie must overcome her past to learn that love her way was never the way at all.