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Bringing up baby--without going broke No one ever said raising children would be easy--or cheap. In fact, parenting is one of the most expensive ventures you'll undertake. This invaluable new resource shows you how to plan for--and meet--the financial challenges of parenting. Included are helpful tips and advice, as well as useful worksheets and practical strategies. "How Can I Ever Afford Children? is a must read for every parent. This is the most comprehensive guide to financial planning for raising children I have seen. Barbara Hetzer has created an invaluable, practical guide to planning for children from conception through college graduation." --Ellen Rogin, CPA, CFP President, Strategic Financial Designs Inc. "Barbara has put together an excellent summary of the financial costs a parent needs to know (and are probably too afraid to ask about). I hope to make it required reading for all of my clients with children." --Douglas Mollin, CFP President, ProPlan Financial Services. "This book is a great guide for the perplexed parent who wants to know the bottom line on everything from pre-conception to graduate school. Here are the ABCs of what it actually costs to have a child. At last, the financial facts are spelled out in detail to help parents every step of the way." --Linda Barbanel, CSW author, Piggy Bank to Credit Card: Teach Your Child the Financial Facts of Life. "A wonderful guidebook to help parents anticipate the strategies they need to make the child-rearing years more joyful and less stressful financially. Beyond the financial strategies, How Can I Ever Afford Children? provides sound recommendations for the issues which need to be addressed by parents to protect their family's security." -- Lydia Sheckels Chief Investment Officer, Vice President Financial Planning Services, Wescott Financial Planning Group, Inc.